What Is a Cash-Back Credit Card?

Cash-back credit cards aren’t only good for consumers. They can be a great way for business owners to maximize their savings – if they’re used responsibly.

The last thing any business owner wants is to rack up credit card debt, but if you can pay off your balance each month, cash-back credit cards can benefit your business in several ways.

What is a cash-back credit card?

A cash-back credit card gives users cash rewards every time they make qualifying purchases. Those points, or cash rewards, can be redeemed for a statement credit, a gift card or a check. Some credit card issuers offer flat-rate cash-back credit cards with rewards that apply to all your purchases; others focus on specific spending categories.

For small business owners who make a lot of purchases each month, a cash-back credit card can yield serious cash rewards. “Cash-back cards are even more useful for a

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