New Wyndham credit cards: Discounts on hotel stays, plus bonus points

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Wyndham Hotels just revamped its credit card lineup, announcing three new cards issued by Barclaycard.

These new credit cards offer Wyndham Rewards points on every purchase and along with elite status that can get you benefits during stays at Wyndham properties. For those who aren’t familiar, the Wyndham hotel group consists of 19 different brands, including Wyndham Grand, Tryp, Ramada, La Quinta, Days Inn, Baymont, and Super 8.

Beyond a welcome bonus of points on each card, the biggest perk is the discount on booking Wyndham stays. Just for having any of the three Wyndham Earner cards, you’ll activate the goFree faster perk, a 10% discount on booking award stays. You’ll also get a 7% to 12% discount on booking paid stays for holding any of the three cards, compared to the standard discount of 5% to 10% that is available for all members of the Wyndham Rewards program.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Wyndham Rewards Earner

The Wyndham Rewards Earner card is the no-annual-fee option. It offers:

  • 30,000 bonus points after you spending $1,000 on purchases in the first 90 days
  • 5 points per dollar spent at Wyndham Hotels
  • 5 points per dollar spent at gas stations
  • 2 points per dollar spent at dining and grocery (excluding Walmart and Target)
  • 1 point per dollar spent on all other purchases
  • 0% introductory APR for 15 months on balance transfers, then a variable APR of 15.74% to 24.99% applies
  • No foreign transaction fees and no annual fee

The Wyndham Earner card also comes with Wyndham Gold status, the lowest level of elite status in Wyndham’s program. You will also get 7,500 bonus points each year on your cardmember anniversary if you spend $15,000 throughout the year, and access to the aforementioned discounts for award and paid stays.

Check out our list of the best no-annual-fee credit cards for more options.

Regular APR

15.74%, 19.99% or 24.99%

  • Details
  • Pros & Cons

  • Pros
    • No annual fee
    • Intro APR offer
    • Strong points earning on Wyndham stays and gas stations
    • 10% points discount for booking gofree Wyndham award stays
    Cons
    • Relatively low sign-up bonus
    • Unsurprisingly, as a no-annual-fee card, it has a short benefits list
    • You have to spend at least $15,000 on the card in a year to earn the 7,500-point anniversary bonus

    Wyndham Rewards Earner Plus

    The Wyndham Rewards Earner Plus card comes with a $75 annual fee, and offers:

    • 40,000 bonus points after spending $1,000 on purchases in the first 90 days
    • 6 points per dollar spent at Wyndham Hotels
    • 6 points per dollar spent at gas stations
    • 4 points per dollar spent at dining and grocery (excluding Walmart and Target)
    • 1 point per dollar spent on all other purchases
    • 0% introductory APR for 15 months on balance transfers, then a variable APR of 15.74% to 24.99% applies
    • No foreign transaction fees

    The Wyndham Earner Plus card also has access to the 10% discount on award stays and the 7% to 12% discount on paid stays. It also comes with the 15 month introductory 0% APR on balance transfers, and gives mid-tier Wyndham Platinum status. Platinum status will not give many useful perks to most travelers, but it does open the ability to match your status to Caesar’s casinos.

    The Wyndham Earner Plus card has a slightly higher welcome bonus, and slightly higher earning across the board. It also has an anniversary bonus of 7,500 Wyndham points, and with the Earner Plus you get the 7,500 points without the spending that is required on the no-annual-fee Earner card.

    In order for you to decide whether or not those extra perks are worth it, you’ll have to examine how much you plan to spend on the card in a year. Most people will likely find that the increased earning levels will not offset the $75 annual fee, but your spending patterns may make it worthwhile.

    Regular APR

    15.74%, 19.99% or 24.99%

  • Details
  • Pros & Cons

  • Pros
    • Complimentary Platinum elite status
    • Strong points earning on Wyndham stays and gas stations
    • Annual bonus of 7,500 points for your cardmember anniversary
    • 10% points discount for booking gofree Wyndham award stays
    Cons
    • $75 annual fee
    • Relatively modest sign-up bonus

    Wyndham Rewards Earner Business

    Wyndham also introduced a small business card, the Wyndham Rewards Earner Business. It has a $95 annual fee and comes with the following perks:

    • 45,000 bonus points after spending $1,000 on purchases in the first 90 days
    • 8 points per dollar spent at Wyndham Hotels
    • 8 points per dollar spent at gas stations
    • 5 points per dollar spent on marketing, advertising services, and utilities
    • 1 point per dollar spent on all other purchases
    • No foreign transaction fees

    The Wyndham Rewards Earner Business card offers top-tier Diamond elite status with the Wyndham Rewards program, and a 15,000-point bonus each year on your anniversary. Wyndham Diamond elite status is not nearly as valuable as top-tier status at some other chains, but it does offer suite upgrades and a welcome amenity at check-in.

    Regular APR

    15.99%, 19.99% or 24.99%

  • Details
  • Pros & Cons

  • Pros
    • Strong points earning on Wyndham stays and gas stations
    • Complimentary Diamond elite status — the highest level in Wyndham Rewards
    • Annual bonus of 15,000 points for your cardmember anniversary
    • 5x points on select business purchases
    • 10% points discount for booking gofree Wyndham award stays
    Cons
    • $95 annual fee
    • Other hotel credit cards have more competitive sign-up bonuses

    How much is a Wyndham point worth?

    Wyndham’s award chart has three different levels — free nights can cost 7,500, 15,000 or 30,000 Wyndham points per night. As you might imagine, most of the hotels you’d consider for a vacation cost at least 15,000 points per night (and often 30,000 points per night).

    So while Wyndham markets the Earner Business signup bonus as worth “up to six free nights,” the reality is that it’s more likely to be only one or two nights. Remember too that Wyndham points expire after four years of when you earned them (even if you have ongoing activity), so it’s not a great idea to amass Wyndham points with no plan to redeem them.

    In terms of ongoing spend, the value of a Wyndham point depends on how and where you redeem them, but it ranges from about 0.5 to 0.7 cents per point. That means you’re getting around 5% of value from purchases at gas stations, but most people will have better credit card options for gas spending.

    Frequent Wyndham travelers may be able to make a case for the Wyndham Rewards® Earner Plus Card or Wyndham Rewards® Earner Business Card, but most people should be content with the Wyndham Rewards® Earner Card. That way, you can access the discounts for paid and award stays without having to pay an annual fee.

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    Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. What you decide to do with your money is up to you. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. This does not influence whether we feature a financial product or service. We operate independently from our advertising sales team.

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